International piracy of intellectual property rights has emerged as one of the most important foreign policy issues for many industrialized countries, particularly the United States. U.S. companies have suffered greatly from the lack of rigorous and uniform international standards for intellectual property rights. The absence of intellectual property laws in developing countries costs U.S. firms one dollar for every three dollars of revenue gained from exported products, PhRMA, Opportunities and Challenges for Pharmaceutical Innovation 3 (1996), while inadequate international enforcement of existing laws is estimated to cost U.S. industry up to $80 billion per year. Report of the United States Trade Representative's Intergovernmental Policy Advisory Committee (IGPAC) to the Congress of the United States on the Agreements Reached in the Uruguay Round of Multilateral Trade Negotiations 22 (1994).
<span>When a scientist needs to <u>observe </u>they make observations. Observing is a fundamental part of scientific investigation. Observations of natural phenomenon lead scientists to ask questions, research and form a hypothesis. When the scientist sets up experiments to teat out their hypothesis again the scientists must use their observation skills to monitor their test and make sure there are no mistakes.</span>
Incense, I guess. Can you be more specific?
Answer: The answer is : d. I and III
Explanation:
I- The interest rate on a mortgage has a direct impact on the size of a mortgage payment: Higher interest rates mean higher mortgage payments.
While both loan types have similar interest rate profiles, the 20-year loan typically offers a lower rate to the 30-year loan. The spreads change over time, but the 20-year is typically about a quarter a percent lower than the 30-year.
