The value of the bike after a year becomes only 80% of the value a year ago. In this given, the initial amount $500 should be multiplied by 80% 5 times. The answer would be $163.84. Thus, after 5 years the dirt bike would only be $163.84.
If you use 0 as kind of a benchmark it is really useful, frist you subtract 7, because it is our positive number., then you subtract 17 from 0, making -17.