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Elena L [17]
3 years ago
8

PLS HELP!!!!!! WILL GIVE BRAILIEST!! :) Thanks! :) In a biometrics research lab, Grant is listed as the laboratory director, whi

le Tamara is listed as a laboratory technician. Both careers fall into the STEM field. Take a moment to research these two positions and explain the difference between them
Business
1 answer:
Alex777 [14]3 years ago
7 0

Answer:

Lab technician collects the samples from patients and then processes it to get the required result.

Lab director is responsible for the administration of daily operations.

Explanation:

Stem field is Science, Technology, Engineering and Mathematics. The career choice of Tamara and Grant both fall into STEM. Grant have more responsibility than Tamara, although both are in the biometric research lab but Grant has to ensure that all the applicable laws and provisions are followed in the lab and if any deviation is found he will be held responsible for it. Whereas Tamara has responsibility for a single sample only. She is not responsible for others performance.

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A borrower takes out a 30-year adjustable rate mortgage loan for $200,000 with monthly payments. The first two years of the loan
lara31 [8.8K]

Answer:

1003

Explanation:

Given:

Period= 30 years, Loan amount= $200,000,

Payments- Monthly,

Teaser rate for first 2 years = 4%,

Annual payment cap=5%, Composite rate on reset date= 6%

Annual rate for 2 years =4%

Monthly rate will be 4/12 = 0.3333% = 0.003333

n=30years=360 months

Monthly payment for first 2 years = Pr(1+r)^n/((1+r)^n-1)

= 200000\times0.0033\times1.033^{360}/(1.033^{360}-1)

= 954.83

or by Excel function = PMT(0.003333,360,200000,0) = 954.83

Loan balance after 2 years = PV(0.003333,336,-954.83,0) = 192,812.36 or

Balance=A(1+r)^n-PMT\times(1+r)^n-1)/i

=200000(1.0033)^{24}-954.83(1+0.003333)^{24}-1)/0.003333

= 192,812.36

Composite rate is 6% but payment is capped at 5%. So new payment from year 3 is 954.83×1.05=1002.57=1003

6 0
3 years ago
An investment company registered under the investment company act of 1940, whose specific purpose is to aid in the promotion and
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An investment company registered under the investment company act of 1940, whose specific purpose is to aid in the promotion and development of small businesses, is a business development company.

What is investment?

An investment is a valuable item bought with the intention of increasing one's wealth. While stocks, bonds, and real estate are frequently included when discussing investments.

According to the company are the registered to the company act of 1940, the business development of the company are the specific purposes of the promotion and the development of the small business.

As a result, the business development company is the company act of 1940.

Learn more about on investment, here:

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5 0
1 year ago
Can be defined technically as a set of interrelated components that collect, process, store, and distribute information to suppo
lyudmila [28]
Information System (IS) is basically defined as a set or group of interrelated components that cluster, store, operate and disseminate information to backup and support conclusive decision making, and  establish system control. A composition of fixed principles acting as basic truths and can remain constant regardless of any situation.
4 0
3 years ago
"Because apples and oranges are substitutes, an increase in the price of or¬anges will cause the demand for apples to increase.
irinina [24]

Answer:

The correct answer is option a.

Explanation:

Apples and oranges are substitutes. An increase in the price of oranges will cause the demand for apples to increase. This is because people will prefer a cheaper substitute. This increase in the demand for apples will cause its demand curve to shift to the right.

The rightward shift in the demand curve will cause the equilibrium price to increase. But this change in price will not cause a change in demand. The change in price affects only the quantity demanded. Change in demand happens because of a change in other factors.

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3 years ago
which of the following consumer credit acts examines lenders’ practices regarding race, religion, national origin, color, gender
photoshop1234 [79]

The Consumer Credit Acts which <em>examines lenders’ practices </em>regarding race, religion, national origin, color, gender, marital status, or age is the:

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According to the given question, we are asked to show the Consumer Credit Acts which <em>examines lenders’ practices </em>regarding race, religion, national origin, color, gender, marital status, or age

As a result of this, we can see that the Consumer Credit Act which has the job of enforcing the consumer protection so that <em>people would not be denied credit </em>based on their gender, age, race, religion, sex, marital status, etc.

Read more here:

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5 0
3 years ago
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