You read the passage and you summarize the message/theme of the story and then you answer that other question
A dividend is an amount returned to a policyowner out of an insurance company's surplus funds. In a practical sense it is a return of premiums that exceed the insurer's expenses and mortality experience. Only certain types of insurance policies produce dividends.
Answer:
I need to read the passage to help you
Explanation:
Hello can you copy and paste the poem and post it i will answer your question in the comments
Answer:
1. Make an observation.
2. Ask a questions
3. Form a hypothesis, or testable explanation.
4. Make a prediction based on the hypothesis.
5. Test the prediction.
6. Iterate: use the results to make new hypotheses or predictions.