Answer:
Antitrust
Explanation:
Antitrust laws are laws developed by the United States government as a way to protect consumers from predatory business practices. These laws allow the economy to remain open and ensure fair competition. Laws of this kind protect against a variety of questionable business activities, such as market allocation, bid rigging, price fixing, and monopolies.
The bank wants to give you an incentive to pay back the loan. If they did not hold your assets as collateral, you could simply fail to pay back the loan and really not lose anything other than your credit score. Many borrowers already have tarnished credit scores, so that is rarely enough incentive to base a loan on.
I would put this into your own words considering I copied and pasted it. Other than that I hope this helps!
