You would use distribution. So, in this case, it would be 10a - 50. You use -10 to multiply -a and 5, and you get 10a, and -50.
I started by figuring out how much interest you get in a month by multiplying 4500 by .01. This gave me $45 as in interest. Then I added the payment fee, $40. 40+45 is 85, so the answer should be d). However, I'm not 100% positive. Somebody verify please? :)
Answer:
quotient = 995
remainder = 3
Step-by-step explanation: