He attacked on Christmas. Puritans in the New World did not celebrate Christmas, but the Hessians (German mercenaries used by the British) certainly did. So the Americans launched a surprise attack on the Germans who were...ahem...celebrating, to put it mildly
I think the answer is residence or where one lives. Some people can afford to either buy a house
or have one made on a lot. Others rent
apartments. It is more advantageous to
own a house because it eliminates paying rent.
This was Horace Mann. He helped create and design the first educational system in the United States, he was the Massachusetts' Secretary of the Board of Education and he started the "Mann's Six Principles", which were his thoughts of how he would choose decisions. He did a lot for schooling and shaped it how it really is today.
The development of a system of mass production and manufacturing meant that products were far easier, and therefore cheaper to make. This reduced the price of the products, meaning that more people could afford them.