The answer is <em>Sales Tax</em> can be described as Indirect and Regressive. It is indirect because the retribution that the consumer is going pay is collected by the seller, who acts as an intermediary between the people and the government and then is handed to the government (contrary to the direct type in which the taxation amount goes directly into the government's arks).
This type of system is also regressive because it doesn't change (increasing or decreasing) according to the payer's income. Instead, it puts a heavier contribution load on the people with lower incomes, and not on the rich and more wealthy part of the population.
The answer is: Mischa needs to find a down Payment to become eligible for a mortgage.
If you want to get a mortgage for a house, take into account that it will a life change moment. You will start paying for several years.
But in order to get a mortgage is really necessary to have a good credit history and make a down payment beforehand.
Answer: availability heuristic
Explanation:
Availability heuristic is very useful and essential in decision making or taking. Most times in our decision making process, we tend to recur information or things that occurs a long time ago or a common phenomenon that suddenly appears in our thoughts and we base our decision at times by the outcome of those thoughts. Example is when phone theft I reported on TV constantly, you can infer mostly that it occurs in you area often that it does. In this type, you give power to the information and most times you overestimate the likelihood of it occuring.
That would be Florence. This city in Italy, that was often called " the Athens of the Middle Ages" was one of the wealthiest city in the world at one time and a center of commerce and finance. It is considered to be a birth place of the Renaissance. Due to its position at the time as a center of trade Florence dealt with many Islamic Civilizations across the Mediterranean and thus benefited from the trade-base cultural exchange.
