<span>A credit union typically has membership requirements to have money in their financial institution. The members of a credit union help control the cooperative by keeping funds wihtin their institution. A credit union thrives off of having competitive rates for their members but also offering other services to them. </span>
I believe the answer is: Schema
in cognitive science, schema refers to the process of categorizing information that we receive into several groups.
This grouping tend to be made based on the relationship between the information or the similarities between them. This would influence how an individual perceive the world around him/her.
The “big-five” approach to personality disorders is receiving recognition. It is now having a great amount of research supporting and being done on it. Further studies are being done for future references. This “Big Five” Theory of Personality Disorders describes all people with personality disorders under five supertraits. Part of this theory is to drop the use of personality disorder categories altogether.
A consequentialist approach to ethics is an approach that claims that the morality of an action depends on its outcome. This means that an action is "good" is the consequence it brings is good as well. An example of such a theory is Utilitarianism. Utilitarianism states that an action is morally good if it leads to the most happiness for greatest number of people. However, an objection that can be made to this theory is that utility and happiness are subjective, as well as difficult to measure.
On the other hand, non-consequentialist ethics state that the morality of an action is based on the rightness and wrongness of the actions themselves and not the consequences of those actions. An example of this is the Natural Rights Theory, which states that humans have an inherent right to certain rights, regardless of human behaviour. However, it is unclear who has the right to state what these rights are, which has led to criticism of the theory.
