I believe the answer is: Long Term Care Benefit rider
Long Term Care Benefit rider would obtain a certain amount of benefit if somehow they require direct daily care when unable to provide it for themselves. But the amount of benefit that is given usually would be deducted from the amount of  the insured's death benefit.
 
        
             
        
        
        
Answer:
5 Qualities of a Phlebotomist
Compassion. A Phlebotomist's primary duty is drawing blood. ...
Detail-oriented. Phlebotomists must draw the correct vials of blood for the tests ordered, track vials of blood, and enter data into a database. ...
Hand–eye coordination. ...
Ability to Multitask. ...
Team Player.
Explanation:
etc 
 
        
                    
             
        
        
        
Answer:
Explanation:
The net book value of the property(land and building) at the end of year 2
Building(89,000 + 7,000 + 16,000)            112,000  
Less; Depreciation for 2 years(10,200*2)  (20,400)          91,600
Land(107,000 + 3,000)                                                  110,000
Net book value of property                                        201,600
 
        
             
        
        
        
Answer:Chain of command and unity of command help to ensure clear reporting relationships exist and eliminate the confusion caused by multiple, conflicting directives
        
             
        
        
        
Answer:
A bank account
Explanation:
because your money is kept safe