You always want to stand tall.
REASON:
Do not appolagize for listing to your gut.
Avoiding eye contact maks you an easy target. It makes you look scared.
If you wish you could, he could talk you into it.
Simply stand tall, say no thanks, and walk away.
the correct answer is B, it is safer.
A health maintenance organization, or HMO, is a group insurance policy in which covered members must get referrals from a primary care physician to see a specialist. Relative to other group policies, such as PPO and POS, HMOs offer financial savings and preventative health advantages. However, they present several restrictions for members.