His payment is late and he will be assessed a late fee
I think this is important without a doubt . You might need to use that money someday for yourself but won't have it because you spent it on a HUGE list of groceries. If you put some money aside for yourself, you will have money that your allowed to do anything with (saving, buying clothes, buying cars, etc.) You should always save some of your payment that way you always have extra money in case of any money emergenies or such.
The federal reserve account is the central bank of the United States of America. It is an independent bank in a sense that it does not need the approval of the President or any government authority to forego with their daily transactions. Only institutions have accounts in the federal reserves like commercial banks. An individual cannot access one.
Your communication style matches theirs
ask them what they heard. how they might explain it to others
keep your message on one subject. don't confuse the subject with multiple ideas
Answer:
dont overwhelm yourself, take your time and enjoy life.
Explanation:
