Answer:D. a demander of funds in the financial market.
Explanation:
The money of a state usual comes from the people through taxes , everything one buys in most countries is taxed and the tax money goes to the government who use it as a state money .
This money is sometimes used for people who receive government allowances.
Some money is used to finance certain projects and operations .
This makes governments to be typically net demanders of funds.They usually borrow way more than they save and sometimes it even get misused due to mismanagement.
Answer:
Unnecessary constraints
Explanation:
Unnecessary constraints is when people place a mental block to solving problem. They assume irrelevant information is causing distraction for a solving the problem at hand. Such is what Joan is facing.