3x-5y=13 x-2y=5 with solution by elimination.
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The formula for total loan cost is attached.
10 years = 120 payments
MONTHLY Interest = .0325 / 12 = <span> <span> <span> 0.0027083333 </span> </span> </span>
total = <span>0.0027083333 * 21,000 * 120 / (1-(1</span><span><span>.0027083333)-120 </span> </span>
total = 6,825 / (1- <span> <span> <span> 0.7228448406 </span> </span> </span> )
total = 6,825 / <span> <span> <span> 0.2771551594 </span> </span> </span>
total = <span> <span> <span> 24,625.20 </span> </span> </span>
10 years = 120 payments
MONTHLY Interest = .0325 / 12 = <span> <span> <span> 0.0027083333 </span> </span> </span>
total = <span>0.0027083333 * 21,000 * 120 / (1-(1</span><span><span>.0027083333)-120 </span> </span>
total = 6,825 / (1- <span> <span> <span> 0.7228448406 </span> </span> </span> )
total = 6,825 / <span> <span> <span> 0.2771551594 </span> </span> </span>
total = <span> <span> <span> 24,625.20 </span> </span> </span>