The one year-plan would have a credit, so it would have a positive sign. In the monthly plan, there is a high risk of being late in paying the bills. That's why a fine of $10 is given for every month that you are late. If you are not time conscious and you end up being late every month, it would give you a negative balance.
<h2>by by by by by </h2><h2>ANGLES. :)</h2>
