Let's say that a severe and protracted recession leads some job seekers to give up on their attempts because they think there are no jobs accessible for them. These people are referred to as: Discouraged.
Discouraged by continuous failure: dishearten was deprived of courage or confidence. to undermine an effort to reduce absenteeism by impeding it. sought to discourage her from going, or to try and prevent someone from doing something. to get demoralized Discouragement is the act of trying to persuade someone not to do something. One way to discourage someone is to list all the reasons they shouldn't purchase a new car.
Learn more about Discouraged here.
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The answer is A.
CD(<span>Certificate of Deposit)</span> is similar to a saving account, but it has additional perks. There is a minimum amount of money you have to deposit and you have to deposit that money for a certain amount of time (term). CDs have better interest rate than savings accounts, but if you withdraw your money before the term you pay penalties.
This makes them a good option for people have some extra money that they won't need in a near future.
The answer is <u>"D. Network vulnerability management".</u>
A network vulnerability assessment is the way toward auditing and dissecting a PC arrange for conceivable security vulnerabilities and escape clauses.
It is utilized by system chairmen to assess the security design and safeguard of a system against possible vulnerabilities and dangers.
A network vulnerability assessment helps network administrators or organize security staff to evaluate the security quality of a specific system.
Answer:
$77,217
$11,289
Explanation:
Fist we will calculate the present value of $10,000 payment
A fix Payment for a specified period of time is called annuity. The discounting of these payment on a specified rate is known as present value of annuity. The value of the annuity is also determined by the present value of annuity payment.
Formula for Present value of annuity is as follow
PV of annuity = P x [ ( 1- ( 1+ r )^-n ) / r ]
Where
P = Annual payment = $10,000
r = rate of return = 10% / 2 = 5%
n = number of period = 5 years x 2 semiannual payments per year = 10 payments
PV of annuity = $10,000 x [ ( 1- ( 1+ 0.05 )^-10 ) / 0.05 ]
PV of Annuity = $77,217
Now we will use the discounting method to calculate the present value of lump sum payment of $20,000
Present value = Future value x Present value factor
PV = FV x ( 1 + r )^-n
PV = $20,000 x ( 1 + 0.1 )^-6
PV = $11,289
There are four chararacteristics, which are:
1. Relatively few transactions affect the account balances, but each transaction is often highly material
2. The exclusion or misstatement of a single transaction can be material
3. A legal relationship exists between the client entity and the holder of the stock, bond, or similar ownership document
4. A direct relationship exists between the interest and dividends accounts and debt and equity
