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Serhud [2]
3 years ago
7

Cuál sería la respuesta a esto? La señora María obtuvo un préstamo de 5 millones otorgado por un banco, para devolver el préstam

o pagará un interés del 3% anual durante 3 años ¿ Qué proceso se debe realizar para saber cuántos guaraníes de interés pagará por el préstamo?
Mathematics
1 answer:
Lubov Fominskaja [6]3 years ago
3 0

Answer:

La señora María debe pagar 463.635 guaraníes por concepto de intereses,

Step-by-step explanation:

Se recomienda utilizar el modelo de interés compuesto puesto que la tasa de interés es constante y periódico, dado que se conoce el monto a pedir prestado, la tasa de interés y el número de anualidades, se obtiene el monto final. La cantidad de dinero a pagar es la diferencia entre ese resultado y el monto a ser prestado.

El modelo de interés compuesto es representado por la siguiente fórmula:

C(t) =C_{o}\cdot (1+r)^{t} (1)

Donde:

C_{o} - Cantidad de dinero a prestar, medida en guaraníes.

r - Razón de interés interanual, adimensional.

t - Anualidad, medida en años.

C(t) - Cantidad de dinero asociada a la anualidad actual, medida en guaraníes.

Si sabemos que C_{o} = 5.000.000, r = 0.03 y t = 3, entonces la cantidad de dinero asociada al término del período de préstamo es:

C(3) = 5.000.000\cdot (1+0.03)^{3}

C(3) = 5.463.635

Finalmente, la cantidad de dinero a pagar por concepto de intereses es:

\Delta C = 5.463.635-5.000.000

\Delta C = 463.635

La señora María debe pagar 463.635 guaraníes por concepto de intereses,

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