Usually in business letters, italic formatting will not be used to indent any section, since italics are almost always reserved for emphasizing certain parts of the document.
Bilbo's Heroism. The Hobbit's main theme is Bilbo's development into a hero, which more broadly represents the development of a common person into a hero. At the beginning of the story, Bilbo is timid, comfortable, and complacent in his secure little hole at Bag End.
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