Flood being referred to a peril that can be covered by this policy is correct regarding DIC policies in this scenario.
<h3>What is DIC policy?</h3>
This is referred to as Difference in conditions (DIC) insurance and usually covers some perils not included by the standard insurance policies in most companies.
An example of the incidents covered by DIC policies include flood, theft etc which aren't easily predictable unlike the other forms of risks such as illnesses etc.
This is therefore the reason why it was chosen as the most appropriate choice.
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A (social) group of people who interact with each other and share similar beliefs, goals or interest.
Reproductive system. As an immediate risk alcohol affects the nervous
system (the reason why drunk people lose their balance) ,digestive
system (irritation) respiratory system (risk of infection and
bronchoaspiration). While alcohol won't affect the reproductive system
in short term, it causes problems like loss of libido and testicular
shrinkage with a chronic alcohol use.