Explanation:
Discrimination is regularly practiced by insurance companies and it's quite necessary. Before going further, let's make an important distinction. Insurance companies must practice fair discrimination. Discrimination refers to making choices and the practice makes sense as long as the choices are not unfair.
Unfair Discrimination
Unfair discrimination takes place whenever a choice revolves around a distinction that is irrelevant to offering insurance coverage. An example of this is to deny coverage based upon an arbitrary difference such as race or religion.
Fair Discrimination
Insurers are constantly involved in discriminating. They continuously evaluate situations to see if they are in a position to offer insurance coverage. Companies note differences and make choices among their insurance applicants. This process is important because insurance programs are designed using justifiable distinctions regarding the type of persons, property and situations they wish to cover.
Answer:
Martin Luther thought that this was horrible. He did not believe that you can buy your way to Heaven, or buy your way out of hell to heaven. He wrote 95 reasons (Ninety Five-Theses) on why buying indulgences is wrong. Basically, an indulgence is like a note that shows however many sins you done, you can buy your way out of going to hell and go to Heaven. The reasons tried to prove why they were wrong. He also posted on a church door in Wittenberg, Germany.
Explanation:
Hope this helps!
Frederick Douglass changed his name in order to escape the identity that given by his old master when he's still a slave.
Back then, his names had several similarities with pretty famous figure and he did not want to convey the false mistakes that they're in any way related from one another.
Answer:
potential energy: energy that is not released yet
ie. a yoyo before it's released, a book on a table before it falls, a roller coaster on the peak before it falls
kinetic energy: released energy
ie: moving car, windmill in motion
I believe it is D. <span>the self-serving bias.</span>