Answer:
A. A message informing recipients of changes in company procedures.
Explanation:
Memorandum means 'something that has to be remembered'. That's why has to be option A.
Also, memo or memorandum is a message that a 'chief' sends to his subordinates, so mainly contains indications or instructions about important decisions to the company.
Answer:
A sudden accident or a natural catastrophe that caused great damage or loss of life
10 points for all that you crazy brodie
Large farms face greater risks if market prices fluctuate