Question

You have an eight-year-old car with a market value of only $4,000. The annual cost of collision insurance is $500.

Answer 1

Yes because if the car is old and gets totaled you would want insurance to get some money back from your old car to put towards a new one

Yes Because its your fault your gonna need to pay for their damages. ( i live in Florida so ion know much bout that cause we a no fault state )