When they can no longer afford the mortgage but before they miss a payment.
Answer: 
This is the same as writing (n-m)/n
Don't forget about the parenthesis if you go with the second option.
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Explanation:
The probability that she wins is m/n, where m,n are placeholders for positive whole numbers.
For instance, m = 2 and n = 5 leads to m/n = 2/5. This would mean that out of n = 5 chances, she wins m = 2 times.
The probability of her not winning is 1 - (m/n). We subtract the probability of winning from 1 to get the probability of losing.
We could leave the answer like this, but your teacher says that the answer must be "in the form of a combined single fraction".
Doing a bit of algebra would have these steps

and now the expression is one single fraction.
Answer:
Graph attached.
Step-by-step explanation:
In the question the given parameters are as followed.

1). Amplitude a = 7
2). Period = 
3). Vertical shift = 1 means mid line of the graph will be y =1 and maximum of the graph is 8 and minimum is -6.
The first has no r , only 0 since it is a straight line.
Answer: There are 27 minivans out of the vehicles in the parking lot.
Step-by-step explanation:
Since we have given that
Number of vehicles in a parking lot = 45
Part of the vehicles are minivans is given by

Number of vehicles in the parking lot are minivans is given by

Hence, there are 27 minivans out of the vehicles in the parking lot.