Answer:
Over Confidence occurs when people's subjective confidence in their decision-making is greater than their objective accuracy.
Explanation:
Every individual is attempting to use their plan of action to complete the work. But the decision-making process should be effective as well as the vibrant one to tackle the situation when any obstacles occupy in the working mode of operations. So all individuals should also get prepared to get objective accuracy more than then by having self-confidence in the decision-making process.
In the given example, Penelope always plans to execute her deeds in a useful way to attain the desired result. But she fails to draw attention towards contributing to the operational side. Though she has a strong knowledge of reporting, She lacks in drafting the reports because of her over-confidence and she did not involve herself in practicing in drafting the reports without any grammatical errors.
Nurturing am not sure but I guess it is nurturing
Households dissave when en their consumption exceeds their incomes. The extra money comes from two sources: credit and past incomes, also known as savings. When a house dissaves it can either borrow money from financial institutions or spend money that was previously saved. Everyone cannot dissave at the same time because banks would not have enough money to fund everybody's excessive consumption.
