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Answer:
The financial crisis is the breakdown of trust that occurred between banks the year before the 2008 financial crisis. It was caused by the subprime mortgage crisis, which itself was caused by the unregulated use of derivatives. The major causes of the initial subprime mortgage crisis and following recession include international trade imbalances and lax lending standards contributing to high levels of developed country household debt and real-estate bubbles that have since burst; U.S. government housing policies; and limited regulation of non-depository financial institutions.
Explanation:
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He shall have Power, by and with the Advice and Consent of the Senate, to make Treaties, provided two thirds of the Senators present concur; and he shall nominate, and by and with the Advice and Consent of the Senate, shall appoint Ambassadors, other public Ministers and Consuls, Judges of the Supreme Court.
This is what I ended up with.
The correct answer is Universal conduct, based on Universal values
Happiness is the state in which a rational being is found in the world for whom, in all his existence, everything goes according to his desire and will; consequently, it presupposes the agreement of nature with all the ends of this being, and simultaneously with the essential foundation of determining its will. Now the moral law, as a law of freedom, obliges by means of foundations of determination, which must be entirely independent of nature and its agreement with our faculty of desire (as an engine). However, the rational agent that acts in the world is not simultaneously the cause of the world and of nature itself. Thus, in the moral law, there is no basis for a necessary connection between morality and happiness, provided with it, in a being that, being part of the world, depends on it; this being, precisely for this reason, cannot voluntarily be the cause of this nature nor, as far as happiness is concerned, make it, by its own strength, perfectly coincide with its own practical principles.