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kolezko [41]
2 years ago
11

List two examples of items that could be used as collateral for a secured loan.

Business
1 answer:
mel-nik [20]2 years ago
4 0
Collateral on a secured personal loan can include things like cash in a savings account, a car or even a home.
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The interest rate on short-term U.S. government bonds is 4 percent. The risk premium for any asset with a beta = 1.0 is 6 percen
Basile [38]

Answer:

The average expected rate of return on the market portfolio is 10 percent.

Explanation:

The CAPM (fixed asset pricing) model describes the relationship between systematic risk and expected return on assets, especially stocks. CAPM is widely used throughout the financial community to value high-risk securities and achieve the expected returns on assets when taking into account the risk of those assets and the cost of capital.

The formula for calculating the expected return on an asset taking into account its risk is as follows:

ERi = Rf + βi (ERm - Rf)

where:

ERi = expected return on investment

Rf = risk-free interest rate = 4 percent.

βi = beta inversion =1.0

(ERm −Rf) = market risk premium = 6 percent.

ERi = 4 + 1 ×(6) =10

The average expected rate of return on the market portfolio is 10 percent.

6 0
3 years ago
In the ________ era, manufacturers focused on product innovation, rather than satisfying the needs of individual customers.
Temka [501]

It should be noted that in the Production Oriented Era,manufacturers focused on product innovation, rather than satisfying the needs of individual customers.

<h3>What is Production Oriented Era?</h3>

Production Oriented Era can be regarded as an era in which manufacturers were concerned with product innovation, they do this instead of meeting customers needs.

In this era Retailers were considered places to hold inventory until it was sold.

Learn more about Production Oriented Era at:

brainly.com/question/6264918

8 0
2 years ago
People-based services are ___________ in today’s world. increasing staying about the same varying from day to day decreasing
ddd [48]

<u>Answer:</u>

<em>People-based services are Increasing in today’s world.</em>

<u>Explanation:</u>

Services in which individuals, <em>instead of hardware or apparatus</em>, assume the significant job in conveyance; for instance, individuals assume the significant job in the <em>conveyance of monetary arranging administrations. </em>

People based services are increasing in today's world as there is need to handle and control the <em>software's and machines</em> that are used to carry out functions.

7 0
3 years ago
The current research on managerial skill points to four general management skills. Which of the following is NOT one of the four
inessss [21]

Answer: (D) Scientific

Explanation:

  According to the given question, the current research on the concept managerial skills is very important for improving the various types of management skills in an organization.

The scientific is not the managerial skills in an organization and the following are the four general management skills are:

  • Technical skills
  • Conceptual skills
  • Political skills
  • Interpersonal skills

The managerial skills is important in an organization as it has the problem solving ability and also effectively manage the performance and the opportunity in an organization.  

 Therefore, Option (D) is correct answer.

6 0
3 years ago
Andrew Carnegie and John D. Rockefeller:
Damm [24]
D. We’re both immigrants
4 0
3 years ago
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