That's not really a question needed to be asked
From the information given, she owes her parents a total of $1854.
She will take a period of 18 months to repay the whole loan.
We first find out the how much is each installment per month.
We divide the whole amount by 18 months so 1854/18 = $103
If she pays 103 dollars per month, then at one year (12 months) she would have paid: 103 × 12 = 1,236 dollars.
She would owe 1854 - 1236 = 618
There she would still be owing her parents $ 618 after one year.
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Here you haven't provided any function, so I'll assume this one:

This is a quadratic function whose graph represents a parabola. Any parabola has its vertex at the point:

Therefore:

Therefore, the vertex is:

Just do the base by height divided by pie
The answer to the question