Answer: Federalism is a type of government in which the power is divided between the national government and other governmental units . It contrasts with a unitary government, in which a central authority holds the power, and a confederation, in which states for example are clearly dominant .
Explanation:
The Columbian Exchange is the exchange of food, plants, animals and diseases between the Native Americans and Europeans. ... The Americas brought gold, silver, corn, potatoes, pineapples, tomatoes, tobacco, beans, vanilla, chocolate and Syphilis to Europe.
Answer:
Conventional
Explanation:
During the conventional level of moral development, most people still haven't gained enough personal knowledge and experience to develop their sense of moral standard. Typically, this level occurred when we're entering our adolescent years.
In this stage, most people will try to thrive to be "Good girls" or "good boys" in the social group, which is why they tend to tried their best in complying to the rules and values imposed by the society.
Half of all marriages end in divorce.
The gap between richer and poorer Americans has grown.
Fewer adults are marrying.
Non-traditional family structures have become more common.
Contemporary family is marked by diversity. The new modern family arrangements allow for various configurations. The present complexity around the family issue is repeatedly pointed out in the bibliography; a single concept is insufficient to cover it, several configurations are possible.
The correct answer would be, Actual loss experience of the group.
Experience rating utilizes Actual loss experience of the group in determining the rate the insurer will change for group coverage in each year of coverage.
Explanation:
When an employer adjusts premium for workers' compensation coverage based on the loses the insurer has experienced from that employer, then this adjustment is called as the experience modifier or experience rating.
In this rating, at the end of the year, the insurer charge for group coverage the actual loss experienced due to that group.
This rating helps the insurer to determine that a particular policymaker will file a claim or not. It also helps in determining which company has produced more workers' claims in a specified period of time.
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