When someone does not have insurance:
• Infected patient with contagious disease won’t be treated so the infection might be spread,
• Emergency treatment and care for uninsured patient will cost a lot more than for the patient with insurance,
• Staying in hospital rooms and using hospital resources is more expensive.
It can be classified in the phylum chordata.
Phylum : chordata
Sub-phylum: Vertebrata
Division: Gnathostomata
Superclass: pisces (respiration occurs typically by gills)
The answer would be all of the above.