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2 years ago

If a lender wants to yield 5% on a 4.25% fixed rate loan, then what fees should the lender charge?

Business

1 answer:

vodka [1.7K]2 years ago

7 0

The fee that the lender should charge to ensure they get a yield of 5% on a fixed 4.25% loan is <u>0.75%</u>.

<h3>What is the lender's yield?</h3>

The lender's yield is the implicit interest rate charged to the borrower. The lender's yield can also be described as the internal rate of return for the lender, given the loan's discounted cash flows. The lender's yield is usually annualized, it is quoted as a rate per year.

Thus, for the lender to enjoy a yield of 5% on a 4.25% fixed-rate loan, the lender's fees should include at least <u>0.75%</u> (5% - 4.25%).

Learn more about the lender's yield at brainly.com/answer expert verified here: brainly.com/question/9028806

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1)The estimated ending inventory is $48,236

2)The estimated ending inventory is $72,000

Explanation:

1)For the given values the beginning inventory,net purchases, freight-in, cost of goods available for sale , cost of goods sold, net sales, less estimated gross profit, estimated inventory before theft, stolen inventory and estimated ending inventory are calculated in the given system.

The estimated ending inventory is $48,236

For the given values the beginning inventory,net purchases, freight-in, cost of goods available for sale , cost of goods sold, net sales, less estimated gross profit, estimated inventory before theft, stolen inventory and estimated ending inventory are calculated in the given system.

The estimated ending inventory is $72,000

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3 years ago

Which organization was one of the five services that merged to form the current Coast Guard?

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Answer:

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3 years ago

How long does it take for tax return to be deposited?.

Lostsunrise [7]

Answer:

about six to eight weeks

Explanation:

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2 years ago

n a small open economy with perfect capital mobility, if the domestic interest rate were to rise above the world interest rate,

Brilliant_brown [7]

<u>A)</u><u> Capital inflow.</u>

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<h3><u>The inflow of capital: What is it?</u></h3>

Net purchases of domestic assets by non-residents, or the difference between purchases and sells, are referred to as capital inflows. Net foreign asset purchases by domestic agents, excluding the central bank, equal net capital outflows. The total of foreign direct investment into the domestic economy, portfolio investment obligations, and other investment liabilities is known as capital inflows. Capital inflows to developing nations increased dramatically in the early 1990s. Direct and portfolio investments were sparked by interest in nations with developing financial markets. The influxes were welcomed since they gave investors more chances for international diversification and helped developing nations finance domestic projects.

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2 years ago

your experience indicates that offering a discount in your email increases responses by 75% year last email without a discount y

HACTEHA [7]

Answer:

<u>The number of responses if a discount is offered would be 33,250</u>

Explanation:

1. Let's review the information given to us to answer the question correctly:

Number of responses you had without offering discount = 19,000

Percentage of increase if you offer a discount = 75%

2. If you mail the same size list and offer discount how many responses would you expect?

Number of responses if a discount is offered = Number of responses you had without offering discount * (1 + 0.75)

Replacing with the real values, we have:

Number of responses if a discount is offered = 19,000 * 1.75

Number of responses if a discount is offered = 33,250

<u>The number of responses if a discount is offered would be 33,250</u>

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3 years ago