The <em><u>correct answer</u></em> is:

Explanation:
This is an equation of the form
,
where <em>a</em> is the initial population, x is the amount of time, and b = 1+r, where r is the rate at which the population increases per year.
Matching this with our function, we see that <em>a</em> = 20 and <em>b</em> = 3; this means 1+r=3, so r = 2. This means the rate at which the population increases is 200% per year.
This means that every half year, the population would increase by 200/2 = 100%; this means r = 1. This gives us
