Answer:
The HUD-1 Settlement Statement is a document that lists all charges and credits to the buyer and to the seller in a real estate settlement, or all the charges in a mortgage refinance. If you applied for a mortgage on or before October 3, 2015, or if you are applying for a reverse mortgage, you receive a HUD-1.
Answer:
Fair Credit Reporting Act.
Explanation:
It makes sure you have many ways to dispute incorrect information on your credit report.
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