Answer: Not sure exactly when were talking about but overall no, racisms was so bad at points that I wouldn't be surprised if you were shot by your own side simply because of the color of your skin.
The correct answer is absolutely c
"Gospel of Wealth' by Andrew Carnegie was written to the 'new' upper class - those that made their own riches (not 'old money'). It was intended to describe their responsibility to share their wealth through philanthropy.
1. Unequal distribution of wealth. There was not a large middle class. <span>While wages were rising for the majority of workers, they were not keeping pace with the increase in the cost of living or the wealth in the hands of the industrialists and others in the upper income classes. </span>
<span>2. There was over speculation in the Stock Market, which was not regulated. </span>