1answer.
Ask question
Login Signup
Ask question
All categories
  • English
  • Mathematics
  • Social Studies
  • Business
  • History
  • Health
  • Geography
  • Biology
  • Physics
  • Chemistry
  • Computers and Technology
  • Arts
  • World Languages
  • Spanish
  • French
  • German
  • Advanced Placement (AP)
  • SAT
  • Medicine
  • Law
  • Engineering
olya-2409 [2.1K]
3 years ago
10

Kristen's current credit score does not qualify her for a conforming conventional loan, but she is eager to purchase a house. Wh

ich lender practice would be the most likely indication of predatory lending? charging points to get a lower interest rate bundling unneeded life insurance premiums into the mortgage requiring a 20% down payment charging a one-point loan origination fee
Business
1 answer:
Over [174]3 years ago
3 0

A lender practice that would be an indication of predatory lending would be bundling unneeded life insurance premiums into the mortgage.

<h3>What is predatory lending?</h3>

This is a practice by some lenders where they loan money to people with low credit worthiness with the intention of making back a lot of money from charging those people outrageous interest rates.

When life insurance premiums that are unnecessary are added to the mortgage, it is done to increase the amount that Kristen will pay back. This is therefore predatory lending.

In conclusion, option B is correct.

Find out more on predatory lending at brainly.com/question/1821936.

You might be interested in
ALBERTO: Tami, I’ve got a problem. Can we talk for a minute?
aksik [14]

The component of reflective listening that is missing from this conversation is Paraphrasing the expressed.

<h3>Reflective listening Components</h3>
  • Statements like "I see," and  "Okay," are crucial at the beginning of a conversation and in circumstances when there may be worry or discomfort in an Affirming Contact.
  • Clarify any implicit portions of the message, which include ideas and sentiments that are not fully or clearly articulated together with their openly declared message.
  • Paraphrasing the expressed explains to the speaker what was heard, as well as what the listener's feelings and ideas were. utilize a follow-up query occasionally.

Hence, Paraphrasing the expressed is the aspect of reflective listening that is absent from this dialogue.

To learn more about reflective listening refer to:

brainly.com/question/8955472

#SPJ10

8 0
2 years ago
OSHA is an acronym that represents:
Svetach [21]
Your answer would be D.) Occupational safety and health administration 

5 0
3 years ago
Liability of foreignness is the inherent disadvantage experienced by foreign firms in host countries because of their non-native
gizmo_the_mogwai [7]

Answer:

True

Explanation:

It is an inherent disadvantage that foreign firms experience in the host country because of non-native status. It is considered as liability of foreignness as foreign companies are well versed with the cultural difference, tax policies and people´s response to the product and services produced, therefore foreign companies need to invest resources to learn the technique of business in different country.

To have competitive advantage in the foreign market, the companies should have organized resources, cost to compete and capabilities to offset the liability of foreignness.

8 0
3 years ago
Inventory records for Marvin Company revealed the following:
motikmotik
"8.60" (and any subsequent words) was ignored because we limit queries to 32 words.
8 0
3 years ago
Suppose Ford Motor Company issues bonds with a face value of ​$5 comma 000 and an annual coupon payment of ​$200. What is the in
ankoles [38]

Answer:

Interest rate = 4%

Explanation:

Given:

Face value of bond = $5,000

Annual coupon payment = ​$200

Interest rate = ?

Computation of interest rate on bond:

Interest rate = (Annual coupon payment / Face value of bond ) × 100

Interest rate = ($200 / $5,000) × 100

Interest rate = (0.04) × 100

Interest rate = 4%

Therefore, annual interest rate on bond is 4%

4 0
3 years ago
Other questions:
  • Ruiz Co. provides the following unit sales forecast for the next three months: January February March Sales units 3,000 4,200 5,
    11·2 answers
  • Which does not motivate entrepreneurs?<br>A. profit<br>B. freedom<br>C. innovaton<br>D. security
    15·2 answers
  • As a firm produces more units of a good, its
    8·1 answer
  • You have been asked to give a presentation at a small college in Ireland on your latest research. You want the faculty and stude
    7·1 answer
  • When forecasting fixed asset​ requirements, the projected fixed asset balance will
    15·1 answer
  • Estimated Income Statements, using Absorption and Variable Costing Prior to the first month of operations ending October 31, Mar
    14·1 answer
  • The dollar-euro exchange rate is $1.25 = €1.00 and the dollar-yen exchange rate is ¥100 = $1.00. What is the euro-yen cross rate
    10·1 answer
  • A census helps the CPI in what way?
    6·1 answer
  • Walmart sells a bike that cost $100 to a customer for $250 cash. using a perpetual inventory system, the entry to record the sal
    11·1 answer
  • g When choosing a forecasting technique, a critical trade-off that must be considered is that between: time series and associati
    15·1 answer
Add answer
Login
Not registered? Fast signup
Signup
Login Signup
Ask question!