The second one, it has a capital letter and a full stop which is needed.
Answer:
C
Explanation:
Hindsight bias or <u>knew-it-all phenomenon</u> refers to a tendency for people to think about events. <u>When an event happens, people believe that they would have predicted or have known the outcome of the event</u>. It is a result of overconfidence about our prediction ability.
Here, although Niaz has had no hint to know what may happen, he believes that it was predictable.
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