Answer:
The correct answer is a collateralized loan.
Explanation:
A collateral is a type of property or other assets that a lender accepts from the borrower for the purpose of security against a loan. The lender can seize the collateral if the loan is not paid back. The value of collateral must be either equal to more than the loan amount.
The example given here is an example of a collateralized loan where a real estate property is used as security.
Other examples of collateral are cars, bank saving deposits, investment accounts.
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