The correct answer is: Independent agency of the U.S. government, and sells insurance to banks.
Explanation:
The FDIC is an entity whose function is to protect the savings and solvency of the American financial system, to ensure that in the future they can continue to provide banking services without any type of inconvenience. Likewise, it is in charge of the implementation of policies that seek to face the results of financial institutions so that they do not fail.
