I think it is A or B but it would be funny if it was D
Answer:
-The government's low cost housing programme creates jobs by promoting labour-intensive methods
-employing local labour and small-time contractors.
-It supports those who prefer to build their own homes and provides technical, financial and other support to them
Explanation:
C. <span>something of value which the bank will receive if the loan is not repaid
</span>
Pros: emergency use, able to use calculator, notes, internet, etc.., and for socializing with people (can be both good and bad)
Cons: distractions, lost/stolen, could be used in a way to bully ppl buy recording or taking pics and posting them on social media