The answer is 20
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The answer is B- Yes, the cost of the annual premium for 12 years was less than the accident claims.
We can factor this by using grouping. Take the leading coefficient and multiply it by the constant. In this case we get 5*-7 = -35.
Now we need 2 numbers that add to 2 and multiply to be -35. The numbers are -5 and 7.
So split the 2r into these two terms and group.
(5r^2 - 5r) + (7r - 7)
Factor both groups.
5r(r-1) + 7(r-1)
The factors of (r-1) can be added together to get the answer.
(r-1)(5r+7)