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tangare [24]
3 years ago
7

The main purpose of the Truth in Lending Law is: A) Disclosure, because it requires lenders to disclose to buyers the true cost

of obtaining credit. B) Disclosure, because it requires borrowers to disclose to lenders any and all financial and material facts that could influence their ability to qualify for a loan. C) To prevent any Federal or State Fair Lending Violation. D) To ensure that the buyer and seller in a residential real estate transaction involving a new first mortgage loan have knowledge of all settlement costs.
Social Studies
2 answers:
pickupchik [31]3 years ago
6 0

Answer:

A) DIscolsure, beacuse it requires lenders to disclose to buyers the true cost of obtainng credit.

Explanation:

The Lending Law was estalished in 1968, as a way to regulat certain unethical practices in lending, and was originally known as Regulation Z.

bija089 [108]3 years ago
3 0

Answer:

The correct answer is option A) Disclosure, because it requires lenders to disclose to buyers the true cost of obtaining credit.

Explanation:

The Truth in Loans Act (TILA) is a federal law enacted in 1968 to help protect consumers in their dealings with lenders and creditors. Some of the most important aspects of the law refer to the information that must be disclosed to the borrower before extending the credit, such as the annual percentage rate (APR), the term of the loan and the total costs to the borrower. This information must be visible in the documents submitted to the borrower before signing.

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AysviL [449]

Answer: option D is the correct option.

Explanation:

The legal capability of individuals to form a binding contract is known as contractual capacity. Those that do not have contractual capacity are those with mental deficiencies and minors.

From the explanation above , we can that option (a) and option (b), that is minors and mental impairment respectively do not have contractual capacity.

For option (c), intoxicated persons are also not in their correct state of mind, so, they also do not have contractual capacity.

For option (d), person over eighty years old can have contractual capacity. In as much as the person is in his or her right

state of mind.

Additionally, in many countries all over the world, one has to be eighteen years of age and above in order to be able sign a binding contract.

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Answer:

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Explanation:

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