Payday Lenders offer short-term credit at very high interest rates, while Banks typically provide credit for purchasing items on an installment basis.
A payday loan is a small loan/short-term which has high interest rate.
On the other hand, banks lender money for purchase things through credit cards, where you will pay on an installment basis, slowly, with lower interests.
Therefore, the right answers are Payday Lenders and Banks.
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