Answer:
d) Quantify potential credit losses
Explanation:
Credit risk is the possibility of a loss happening because of a borrower's failure to payback a loan or meet up with contractual obligations. The overaching purpose of credit risk analysis is the quantification of the level of credit risk that the borrower poses to the lender. The purpose of credit analysis is to determine if borrowers are credit worthy by quantifying the risk of loss that the lender may experience.
Therefore option D is the answer.
I think it means whenever your angry you lose every single minute
Answer:
a) 14.43% , The amount is reasonable
b) Pay as you go
c) Yashari should should prioritize paying the Loan instalment before saving for the emergency fund
d) Standard repayment plan
Explanation:
Yashari Monthly take-home pay = $1850
<u>a) Determine the % of her paycheck goes toward student loans if she chooses standard repayment</u>
Rate of interest = 4.30%
hence % of her paycheck that goes toward student loan = 14.43%
The repayment amount = $32035. which is very reasonable as well
b) what plan that has the longest repayment period
PAYE ( pay as you earn ) has the longest repayment period
<u>c) prioritizing between her emergency fund goal and student loan </u>
Yashari should should prioritize paying the Loan instalment before saving for the emergency fund because of the penalties that comes with loan defaulting
d) Yashari should select the Standard repayment plan because the final amount paid using this plan is lower
In order to convey messages to customers in both a casual and professional voice, you need to include planned and clear sentences.
<h3>How would the message be conveyed both informally and formally?</h3>
A good reference point for communicating the above informally and professionally is:
- Good afternoon, my name is William Warwick. Thank you for contacting (company name). How may I be of service?
- We sincerely apologise but due to a storm on the East Coat, our logistics services have taken a hit which has resulted in several orders including yours, being delayed.
- We deeply apologise for any inconvenience caused and want you to know that we are working round the clock to fix things.
- If you require further assistance, don't hesitate to reach us at 555-555-5555 from Monday to Friday between the hours of 8am to 8pm.
- Thank you for calling (company name). Do have a pleasant day.
The first part of the question is:
Please communicate the following information to the customer in both a casual voice, and a professional voice.
Find out more on customer communication at brainly.com/question/26448585.
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