First, simplify the radicals
√125=√(5*5*5)=(√5*5)(√5)=5√5
so 3√125=3*5√5=15√5
and √16=4
so
15√(5)-4 is the simplified version
We have a deposit of $2000 into an account that pays 6% compounded monthly, after a year we will have:

The effective annual yield (EAY) will be:

The EAY is 101.22%
5:9 is just 5/9
Hope this helps!