The first thing that should be done is checking the way the claim is coded. this is important because if the code is not correct the insurance company will deny it so that needs to be correct to resubmit
look, if he doesnt cares about you now what will he do in the future and if he talks u seriously how will he make u smilr in future. if he has a flirty personality after relation or marrying with you he will talk to other gs. The rest is up to you;)
Answer:
They might feel like it's their fault, or maybe they think that they should have been strong enough to stop it and were just too weak.