Question

.. Will has a Personal Auto Policy. Which of the following cars would qualify for coverage as a "temporary substitute" under Will’s policy? A. Will borrows his neighbor’s car for a week. B. Will buys a new pickup to replace his old car. C. Will rents a car for a road trip up to Maine. D. Will rents a car while his car is in the shop.

Answer 1

Answer:

Will rents a car while his car is in the shop.

Explanation:

If Will has his car in the workshop and has a Personal Auto Policy, then he can claim a temporary substitute while his car is being repaired.

A temporary subsititute is defined as an automobile that a person with an insurance policy uses in the interim when their vehicle is being repaired, has broken down, has suffered loss, or is being serviced.

Will borrowing a car while his own is in the shop is considered temporary substitution.