The order of operations says exponents are evaluated first. An exponent signifies repeated multiplication of the base.
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If your calculator is working correctly, it will show you the difference.
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Beware spreadsheet programs. They don't always follow the order of operations when evaluating formulas. Parentheses are often required to keep them honest.
The greatest amount of money would be $105.40. The least amount would also be $105.40. Because the zero is less than five the dollar amount would stay the same.