Area covered by the forest in the beginning = 1500km²
Decrease in area each year = 5.8% = 5.8/100 × 1500 = 87km²
Decrease in the area of the forest in <em>t</em> years = 87t
Area of forest now = y
y = 1500 - 87t
The first thing you do is mutitpy 320,000 by .20 so that you can find the amount of down payment. The down payment would be 64,000. So you subtract 64,000 from 320,000. This leaves a loan amount of 256,000 dollars. The answer is 256,000 dollars .