<span>Legal contracts provide incentives for people to exchange goods and services by allowing fair trade and consequences to come into effect if one party doesn't meet the legality of the contract. Both parties of the exchange are given guidelines to follow as well as the rewards and ramifications of certain actions </span>
Answer:
Europeans
Explanation:
They got lots of wealth, spices, and trading routes
For Luther the true meaning of "church" was: a reunion of people who helps each other and money didn't mattered; but the Roman catholic church in that time needed money to do the "cupola di San Marco" in Rome (Vatican) so they started to sell forgets for the people sins, so the church started to gain money, and the population was sure not to go to hell. Luther believed that to be forgiven people would've repent and than, only by the true regret they could've been saved.
the good works were to help the poor and the ills and staying away from the richness of the superior and selfish church.
(sorry for my bad English, I'm from Italy)
They used it because it was cheep but very strong so it made costs go down