Karma is a concept of Hinduism which explains through a system where beneficial effects are derived from past beneficial actions and harmful effects from past harmful actions, creating a system of actions and reactions throughout a soul's (Atman's) reincarnated lives forming a cycle of rebirth.
Answer: According to a 2009 Citizen Corps national survey, D. 29% of Americans have not prepared because they think that emergency responders will help them.
Explanation: Citizen Corps is a program that provides training to the citizens of the United States in order for them to help in case of a natural disaster or a terrorist attack.<u> A Citizen Corps national survey which was carried out in 2009 showed that 29% of Americans failed to prepare for believing that emergency responders such as the police and the firemen would help them. </u>In that way, the correct answer is D.