Pessimism would be the term. A pessimist often focuses on the most dangerous or bad outcomes in life, letting it cloud their happiness and judgement occasionally(being a mindset/lifestyle and all).
(<240) in order to make a mark to the program directors or their clerks whom are reviewing their application. Passing with a low score is as good as failing as nobody will care about you unless you have connections which can help arrange for an interview in the program.
